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Savings & CDs

Savings options to help you save for the near future and long-term goals.

Grow Your Money for a Financially Solid Future

The future is where your dreams live. Saving money ensures you have the financial means to realize your dreams, and it starts with the right savings account. Whether you need a basic account for a rainy day or higher interest for long-term savings, you’ll find exactly what you’re looking for at Axiom Bank.

Regular Savings is an ideal account for both kids and adults

Regular Savings

An ideal savings account for beginning and experienced savers alike! Regular Savings gives you an easily accessible place to save your money. You also receive no-charge access to Online Banking and Mobile Banking, a competitive interest rate and FDIC insurance.

  • $25 minimum opening deposit
  • No quarterly service charge when you maintain a minimum daily balance of $25
  • Easily links to your checking account for regular transfers and overdraft protection
  • Monitor your account with Online Banking and Mobile Banking
See Full Account Details
The Select Money Market account helps you prepare for the future

Select Money Market

Put your money to work for you! Our Select Money Market account rewards higher balances with tiered interest rates, meaning your money grows faster. This, combined with our online and mobile tools, make it a great account for those who can devote more to savings.

  • $1,000 minimum opening deposit
  • No monthly service charge when you maintain a  minimum daily balance of $5,000
  • Tiered interest rates reward higher balances
  • Monitor your account with Online Banking and Mobile Banking
See Full Account Details

CDs- Certificates of Deposit

If you’re looking for guaranteed growth on your investment, look no further than a CD from Axiom Bank! We offer a wide variety of terms from 6 months to 5 years to suit your investment needs, and our competitive rates are guaranteed for the length of your term. Best of all, your investment is insured by the FDIC.

  • Conventional and IRA options available
  • Jumbo CDs available for deposits of $100,000 or more
  • $500 minimum opening deposit
  • Penalty for early withdrawal of funds
See Our CD Rates

IRAs- Individual Retirement Accounts

The best time to save for retirement is now! A Traditional or Roth IRA from Axiom Bank helps you save money tax-free or tax-deferred. We also offer CD options for our IRAs. With short and long-term options available, you’ll be able to gain peace of mind knowing you’re ready for retirement.

  • $500 minimum opening deposit
  • Rollover or transfers available for existing IRAs
  • Traditional and Roth options available (consult your tax advisor)
  • Some age and deposit limits apply
See Our IRA Rates

Savings Account Comparison Chart

Compare our savings accounts to find the right solution for you. Once you’re ready to open a savings, CD or IRA account, just visit the nearest Axiom Bank location to get started.

ACCOUNT FEATURESRegular SavingsSelect Money Market
Monthly Service Charge$0$20 ($0*)
Minimum Daily Balance$25**$5,000
Minimum Opening Deposit$25$1,000
Debit Card Check Mark
Online Banking with Bill PayCheck MarkCheck Mark
Mobile BankingCheck MarkCheck Mark
eStatementCheck MarkCheck Mark
Telephone BankingCheck MarkCheck Mark
ATM Transactions (Axiom Bank ATMs and over 55,000 ATMS nationwide on the Allpoint Network)Check MarkCheck Mark
Competitive Interest RateCheck MarkCheck Mark
Tiered Rate Structure (rewards high balances) Check Mark
Limited Monthly Withdrawals36††

Savings Account Rates
Account Minimum Deposit to Open Account Daily Minimum Balance to Earn APY Interest Rate Annual Percentage Yield
Regular Savings $25 $0.01 0.150% 0.15%
Term Personal & IRA Interest Rate Personal & IRA Annual Percentage Yield Jumbo & Jumbo IRA Interest Rate Jumbo & Jumbo IRA Annual Percentage Yield
6 Months 0.399% 0.40% 0.399% 0.40%
9 Months 0.499% 0.50% 0.499% 0.50%
12 Months 0.598% 0.60% 0.598% 0.60%
13 Months 2.518% 2.55% 2.518% 2.55%
18 Months 0.647% 0.65% 0.647% 0.65%
24 Months 0.698% 0.70% 0.698% 0.70%
29 Months 2.664% 2.70% 2.664% 2.70%
36 Months 1.044% 1.05% 1.044% 1.05%
48 Months 1.489% 1.50%



60 Months 1.637%




*Waived for minimum daily balance over $1,000 with Select Checking
**$6 fee per quarter if daily balance falls below $25
3 withdrawals per month at no charge; $10 each thereafter
††6 withdrawals per month at no charge; $10 each thereafter
‡Annual percentage yield (APY). Minimum deposit for individual CDs and IRAs is $500. Minimum deposit for Jumbo CDs is $100,000. Minimum required balance to earn interest for all CDs and IRAs is $500. We do not currently accept brokered CDs. The rates displayed do not apply to institutional deposits or municipalities. Displayed rates are rounded to achieve the specified APY. Penalty imposed for early withdrawal of CDs & IRAs.
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